Introduction
Norway, one of the most digitally advanced countries in Europe, is home to many payment gateways tailored for local and international transactions. In this guide, we’ll outline the top 10 payment gateways in Norway, providing a detailed look at each option’s key features, pricing structures, and ideal use cases to help businesses select the most efficient gateway for their needs.
1. Vipps
Vipps, originally launched by Norwegian banks, has become Norway’s leading mobile payment solution.
Key Features:
- High adoption among Norwegian customers
- Supports mobile payments for eCommerce and in-store transactions
- Secure bank-level verification
Fees:
- Transaction-based fees, custom pricing for business solutions
2. Nets Easy
Nets Easy is a preferred choice for many Norwegian businesses due to its extensive local support and secure processing.
Key Features:
- Seamless integration with Norwegian payment systems
- Offers a wide range of payment methods, including Vipps, credit cards, and invoice options
- Advanced fraud detection and data protection
Fees:
- Custom pricing, varies based on transaction volume
3. Dintero
Dintero is a Norwegian-based payment gateway known for its user-friendly interface and integration with Vipps.
Key Features:
- Support for multiple payment methods, including local and international options
- Easy eCommerce integration
- In-depth transaction insights and reports
Fees:
- Per-transaction fees and monthly subscription plans
4. Klarna
Klarna is widely used in Norway, particularly for its “buy now, pay later” model that increases customer purchasing power.
Key Features:
- Flexible payment options including invoicing, installments, and direct payments
- Simple, fast checkout experience
- Strong fraud protection and compliance
Fees:
- Transaction fees vary based on selected payment option
5. Stripe
Stripe is a powerful global solution that also caters to Norwegian businesses, offering advanced features and developer support.
Key Features:
- Multi-currency support, including Norwegian krone (NOK)
- Comprehensive API for custom checkout options
- Strong fraud detection and data security
Fees:
- European cards: 1.4% + NOK 1.80 per transaction
- Non-European cards: 2.9% + NOK 1.80 per transaction
6. PayPal
PayPal is popular among Norwegian businesses, especially those seeking international reach.
Key Features:
- Multi-currency processing with a secure payment gateway
- Buyer and seller protection
- Compatible with major eCommerce platforms
Fees:
- 2.9% + NOK 2.60 per transaction
7. Adyen
Adyen provides a robust payment gateway that suits Norwegian businesses with a high transaction volume or international clientele.
Key Features:
- Wide range of payment methods, including Vipps and global credit cards
- High-level fraud detection and security
- Advanced data analytics and reporting tools
Fees:
- Customized pricing based on business needs
8. Swedbank Pay
Swedbank Pay is widely trusted in Norway for its secure processing and flexible payment solutions.
Key Features:
- Supports mobile payments, card payments, and invoicing
- PCI-compliant with strong fraud protection
- Easy to integrate with Norwegian eCommerce platforms
Fees:
- Custom pricing, generally based on monthly usage and transaction volume
9. Reepay
Reepay is known for its reliable subscription billing features, ideal for businesses that use recurring payments.
Key Features:
- Strong subscription and recurring billing support
- Customizable checkout experience
- Compatible with Vipps and international credit cards
Fees:
- Monthly plans start at NOK 99, with per-transaction fees depending on the payment method
10. 2Checkout (Verifone)
2Checkout is ideal for businesses in Norway looking to expand internationally with a flexible, secure payment gateway.
Key Features:
- Multi-currency support and over 45 payment methods
- Strong fraud detection and PCI compliance
- Excellent for subscription and recurring billing businesses
Fees:
- 3.5% + NOK 2.60 per transaction
FAQs
1. Which payment gateway is the most popular in Norway?
Vipps is widely used in Norway, especially for mobile payments, due to its seamless integration with Norwegian banks.
2. Does Stripe support Norwegian krone (NOK) payments?
Yes, Stripe allows businesses to process payments in NOK and offers competitive transaction rates.
3. What’s the best payment gateway in Norway for recurring billing?
Reepay and 2Checkout (Verifone) both offer strong support for subscription payments and recurring billing options.
4. Are there affordable payment gateways for small businesses in Norway?
Dintero and Swedbank Pay offer flexible and affordable options, ideal for smaller businesses aiming to keep costs down.
