Introduction:
Denmark, a leader in digital innovation and technology, offers a wide variety of payment gateway options for businesses looking to serve local and international customers. This guide explores the top 10 payment gateways in Denmark, detailing their key features, pricing, and ideal use cases to help Danish businesses make informed choices.
1. MobilePay
MobilePay is Denmark’s most popular payment platform, trusted for its ease of use and high penetration rate.
Key Features:
- Seamless integration with Danish bank accounts and mobile devices
- Offers mobile-to-mobile and eCommerce payments
- High security with Danish bank verification
Fees:
- Small fixed fee per transaction; custom rates for businesses
2. QuickPay
QuickPay provides flexible payment solutions tailored for Danish businesses, including multi-currency and multi-platform support.
Key Features:
- Over 25 payment methods, including MobilePay, credit cards, and Apple Pay
- Recurring payments and subscription support
- Detailed analytics for tracking transaction data
Fees:
- Monthly fees starting at DKK 49; additional per-transaction fees
3. Clearhaus
Clearhaus, a Danish acquirer, works seamlessly with local merchants for a simplified payment process.
Key Features:
- Support for Visa, Mastercard, and other major cards
- Quick account setup and strong local support
- Detailed transaction insights and fraud detection
Fees:
- Starting from 1.45% per transaction, with no monthly fees
4. Stripe
Stripe is well-known in Denmark for providing developer-friendly solutions ideal for businesses of all sizes.
Key Features:
- Multi-currency processing, including Danish krone (DKK)
- API-based customization for a unique checkout experience
- Advanced fraud protection and PCI compliance
Fees:
- European cards: 1.4% + DKK 1.80 per transaction
- Non-European cards: 2.9% + DKK 1.80 per transaction
5. Nets Easy
Nets Easy is a popular choice for Danish businesses, offering flexible and secure payment solutions.
Key Features:
- Supports a wide range of payment options, including local Danish cards and MobilePay
- Strong fraud protection and secure payment encryption
- Quick integration with eCommerce platforms
Fees:
- Custom pricing based on transaction volume and business size
6. PayPal
PayPal remains one of the most widely used gateways globally, offering Danish merchants broad international acceptance.
Key Features:
- Multi-currency support with seamless checkout options
- Buyer and seller protection for secure transactions
- Easy integration with major eCommerce platforms
Fees:
- 2.9% + DKK 2.60 per transaction
7. Reepay
Reepay is a Danish-based payment gateway known for its powerful subscription and recurring billing support.
Key Features:
- Supports a range of payment methods, including credit cards and MobilePay
- Advanced billing features for subscriptions
- Customizable checkout for brand consistency
Fees:
- Monthly fee starting at DKK 99; transaction fees vary based on payment method
8. Bambora
Bambora, now part of Worldline, offers flexible payment solutions for both Danish and international transactions.
Key Features:
- Supports major credit cards, MobilePay, and bank transfers
- PCI compliance and fraud protection for safe transactions
- Easy setup with popular Danish eCommerce platforms
Fees:
- Custom pricing based on transaction volume
9. Adyen
Adyen is a global payment gateway that suits Danish businesses with a high transaction volume or international clientele.
Key Features:
- Accepts a wide range of payment methods, including local options like MobilePay
- High-level fraud detection and PCI compliance
- Detailed reporting and business analytics
Fees:
- Custom pricing tailored to business requirements
10. 2Checkout (Verifone)
2Checkout is suitable for Danish merchants seeking flexible international payment processing with a secure checkout experience.
Key Features:
- Supports multiple currencies and over 45 payment methods
- Robust security and fraud protection measures
- Excellent for subscription-based businesses
Fees:
- 3.5% + DKK 2.60 per transaction
FAQs
1. What is the most popular payment gateway in Denmark?
MobilePay is extremely popular in Denmark due to its ease of use and high local adoption rate.
2. Can I use Stripe for Danish customers?
Yes, Stripe supports the Danish krone (DKK) and offers local and international payment processing with advanced API integration.
3. Which payment gateway is best for subscription-based businesses in Denmark?
Reepay is a strong choice for subscription billing, providing excellent support for recurring payments and billing flexibility.
4. Are there affordable options for small businesses in Denmark?
Clearhaus and QuickPay offer budget-friendly pricing structures ideal for small businesses looking to minimize fees.
