Introduction:
The Czech Republic is a rapidly evolving eCommerce hub in Central Europe. With a diverse range of local and international payment gateways available, Czech businesses have many options for processing secure, efficient transactions. This guide provides an in-depth look at the top 10 payment gateways in the Czech Republic, highlighting their features, fees, and suitability for local and international business needs.
1. GoPay
GoPay is a popular payment gateway in the Czech Republic, known for its seamless local support and user-friendly interface.
Key Features:
- Supports a variety of payment methods, including bank transfers, credit cards, and mobile payments
- Integration with major Czech banks
- Easy eCommerce platform integrations
Fees:
- Starting from 1.9% per transaction with customizable packages for businesses
2. PayU
PayU provides excellent support for international and local payments, making it a reliable choice for Czech merchants.
Key Features:
- Supports multiple currencies, ideal for international transactions
- Advanced fraud detection and prevention tools
- Detailed analytics and reporting for business insights
Fees:
- Varies by transaction volume, typically around 2-3% per transaction
3. Stripe
Stripe is well-suited for businesses in the Czech Republic looking for developer-friendly, customizable payment solutions.
Key Features:
- Multi-currency support, including the Czech koruna
- API-based customization for unique payment flows
- Strong security with PCI compliance
Fees:
- European cards: 1.4% + CZK 7.00
- Non-European cards: 2.9% + CZK 7.00
4. Braintree
Owned by PayPal, Braintree is a solid choice for Czech businesses seeking advanced features for international and local payments.
Key Features:
- Supports multiple currencies and major credit cards
- Robust security and fraud protection
- Simple integration for subscription and recurring payments
Fees:
- 2.9% + CZK 10 per transaction
5. ComGate
ComGate is a Czech-based payment gateway offering competitive pricing and efficient local support, ideal for small to medium businesses.
Key Features:
- Supports card payments, bank transfers, and mobile payments
- Local currency handling and Czech-language support
- No setup fees for basic accounts
Fees:
- Starting from 0.79% per transaction, depending on the volume
6. GP Webpay
GP Webpay is widely used in the Czech Republic, with strong local bank support and comprehensive fraud protection.
Key Features:
- Seamless integration with Czech banks
- PCI DSS compliance for secure transactions
- Multi-currency support for cross-border transactions
Fees:
- Custom pricing based on business needs and transaction volume
7. TrustPay
TrustPay is ideal for Czech businesses looking for an affordable gateway with multi-currency support, especially for European customers.
Key Features:
- Supports major European and international currencies
- Advanced fraud management and secure checkout
- Simple API integration for eCommerce platforms
Fees:
- Starting from 1.9% per transaction
8. PayPal
As a globally recognized payment gateway, PayPal is favored by Czech businesses catering to international customers.
Key Features:
- Multiple currency support, including the Czech koruna
- Strong security and buyer protection
- Widely accepted for cross-border transactions
Fees:
- 2.9% + CZK 10 per transaction
9. 2Checkout (Verifone)
2Checkout is a flexible option for Czech businesses seeking international payment capabilities, especially for subscription-based services.
Key Features:
- Supports over 45 payment methods and multiple currencies
- Advanced fraud prevention tools
- User-friendly dashboard for monitoring transactions
Fees:
- 3.5% + CZK 8 per transaction
10. Adyen
Adyen is an enterprise-grade payment solution perfect for larger Czech companies dealing with high transaction volumes and international clients.
Key Features:
- Supports numerous payment methods, including Czech koruna and digital wallets
- In-depth analytics for business performance insights
- Strong PCI-compliant security measures
Fees:
- Custom pricing tailored to business requirements
FAQs
1. Which payment gateway offers the best local support in the Czech Republic?
GoPay and ComGate both offer excellent local support with Czech koruna processing and local language support.
2. Are there affordable payment gateways for small Czech businesses?
Yes, ComGate and TrustPay provide competitive fees and flexible plans suited to smaller businesses.
3. Which payment gateway is best for international transactions?
PayPal, Stripe, and Adyen are well-suited for international payments, offering multi-currency support and global reach.
4. Can I accept mobile payments with Czech payment gateways?
GoPay, ComGate, and TrustPay all offer mobile payment options, making them versatile for customers on mobile devices.
