Introduction:
With Croatia’s growing eCommerce market, choosing the right payment gateway has become essential for businesses aiming to reach local and international customers. This guide explores the top 10 payment gateways in Croatia, providing insight into their features, transaction fees, and benefits to help Croatian businesses optimize their payment processing.
1. Paylike
Paylike is a European payment gateway that is popular in Croatia due to its simplicity and transparent pricing.
Key Features:
- Supports all major credit and debit cards
- Transparent, no-hidden-fee policy
- Quick setup and user-friendly interface
Fees:
- 1.5% + €0.25 per transaction
2. CorvusPay
CorvusPay is a well-established Croatian payment gateway, widely used by local businesses due to its familiarity and reliability.
Key Features:
- Focus on local payments with Croatian kuna (HRK) support
- Extensive security measures and fraud protection
- Integration with popular Croatian banks and eCommerce platforms
Fees:
- Custom pricing based on transaction volume and business type
3. Monri Payments
Monri is a reputable Croatian payment gateway that supports local payment options and multiple currencies, making it ideal for businesses with international customers.
Key Features:
- Accepts HRK and other major currencies
- Supports both online and in-store payments
- Detailed reporting and analytics for merchants
Fees:
- Custom rates depending on transaction volume
4. Stripe
Stripe’s global reach and comprehensive developer tools make it a strong option for Croatian businesses looking to expand internationally.
Key Features:
- Supports multiple currencies, including HRK
- Extensive API integrations and customization
- Advanced security and fraud detection
Fees:
- European cards: 1.4% + €0.25
- Non-European cards: 2.9% + €0.25
5. WSPay
WSPay is a Croatian gateway known for its reliability and integration options, ideal for businesses targeting Croatian and regional customers.
Key Features:
- Strong support for local credit card processing in HRK
- Integrates easily with popular eCommerce platforms
- Reliable customer support in Croatian
Fees:
- Custom fees based on the nature of the business
6. Adyen
Adyen offers a powerful solution for businesses with international operations, with strong multi-currency and multi-channel support.
Key Features:
- Accepts a variety of payment methods, including credit cards and e-wallets
- Built-in analytics and reporting
- High level of security with fraud protection
Fees:
- Custom pricing tailored to each business
7. PayPal
A globally trusted payment option, PayPal is widely recognized by consumers and supports international transactions seamlessly.
Key Features:
- Extensive international support and multi-currency acceptance
- Fast and secure payments with fraud protection
- Easy integration for eCommerce
Fees:
- 2.9% + €0.35 per transaction
8. MyPOS
MyPOS is a popular choice among small businesses in Croatia due to its low-cost solutions and all-in-one card processing service.
Key Features:
- POS and online payment support
- Instant payouts with MyPOS account and card
- No setup or monthly fees for basic accounts
Fees:
- Transaction fees starting from 1.5%
9. Skrill
Skrill is ideal for Croatian businesses looking to handle cross-border transactions, particularly for digital products and services.
Key Features:
- Digital wallet option for international customers
- Quick access to funds and easy transfers
- Low-cost option for international payments
Fees:
- Transaction fees typically start at 1.9%
10. Braintree
Braintree, powered by PayPal, is highly secure and suitable for businesses dealing with both local and global customers.
Key Features:
- Supports multi-currency, including HRK
- Advanced fraud detection and encryption
- Recurring billing and subscription support
Fees:
- 2.9% + €0.35 per transaction
FAQs
1. Which payment gateway is best for local transactions in Croatia?
CorvusPay and WSPay are excellent choices for Croatian businesses focused on local transactions, as they support HRK and are well-integrated with local banks.
2. Can I use Stripe for my Croatian business if I target international customers?
Yes, Stripe is a suitable option for Croatian businesses with global customers, as it supports multiple currencies and offers robust API integrations.
3. Are there low-cost options for small businesses in Croatia?
Yes, MyPOS and Paylike are good choices for small businesses as they offer competitive transaction fees and user-friendly features.
4. Which payment gateways support recurring billing?
Braintree and Stripe both support recurring billing, making them ideal for subscription-based businesses.
