In a game-changing move for the mortgage industry, Polly, a leader in mortgage capital markets technology, has announced its latest API integration with nCino (NASDAQ: NCNO), a trailblazer in cloud banking for the global financial services sector.
This powerful, bi-directional integration combines Polly’s cutting-edge pricing engine with nCino’s Mortgage Suite point of sale (POS) solution, offering lenders and loan officers unprecedented flexibility and new avenues to build and nurture referral relationships. The integration currently enables Polly’s advanced pricing searches within the nCino Mortgage Suite web experience, with enhanced features for web and mobile pricing and locking on the horizon.
Designed with cloud-native architecture, Polly’s next-gen pricing and product engine (PPE) is engineered to boost margins, streamline operations, and ensure accuracy and confidence throughout the loan pricing and locking processes. The integration’s API-focused strategy facilitates seamless system-to-system connectivity and scalability. This allows users to leverage Polly’s high-performance architecture to gather critical financial data, run concurrent pricing scenarios, and determine optimal products and terms—all within the nCino platform.
“In today’s competitive purchase market, loan officers must seize every opportunity to engage with real estate agents, title agents, and other referral partners,” said Ben Miller, EVP of U.S. Mortgage at nCino. “By utilizing Polly’s engine alongside nCino’s Mortgage Suite, lenders and referral partners can collaborate effectively, responding in near real-time to borrower needs and delivering the best possible prices and customer service. We’re thrilled about the potential this integration holds to enhance user experience and add immense value to our customers.”
Parvesh Sahi, Chief Revenue Officer at Polly, echoed this sentiment, stating, “Relationships are more critical than ever in today’s market, and this integration offers substantial benefits for mortgage lenders, loan officers, and borrowers. Together, Polly and nCino are at the forefront of innovation, dedicated to streamlining the lender and LO experience and driving significant efficiency gains with state-of-the-art technology. I’m confident this integration will deliver considerable value across the entire spectrum of mortgage industry participants.”